Fire and Smoke Damage
A fire in your home can be one of the most complex and time-consuming claims to make on your home insurance policy. It is important to understand your rights when it comes to rebuilding your home, alternative accommodation, replacing new for old, cleaning smoke damaged items or replacing with new.
It is also important to consider current building regulations and how reinstatement works should be completed. Whilst sometimes a fire may be small and contained to one room, the smoke and heat may cause further damage through the house and to all your contents. Often the smoke damage exceeds the damage caused by the actual fire or flame.
Take the stress away by engaging your own Loss Assessor who will have experience in dealing with all eventualities.