Loss Assessor Blog

When it comes to protecting your home, home insurance  is essential — but simply having a policy in place is not enough. Insuring your home for the correct amount  is crucial to avoid costly deductions when making an insurance claim. Increasingly, we see homeowners and business owners underinsuring their Buildings and Contents , often without realising the consequences. Underinsurance can cause serious problems when you need to make a claim on your home insurance policy. If y

1. Ensure safety first Turn off electricity in affected areas if safe to do so. Don’t step into standing water if electrical outlets or appliances are submerged. 2. Document everything for insurance Take photos and videos  of all affected rooms, furniture, walls, and items before touching anything. Note visible damage, including waterlines and soaked materials. 3. Remove standing water Use a wet/dry shop vac , squeegee, or towels to get rid of the remaining water. The faster

I know it's still August, however with the kids gone back to school and the weather taking a turn for the worse, its time to think ahead....